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Steffy's Notes

12/1/2019 9:44:57 AM

There are great advantages to owning a home, yet many people continue to rent. The financial benefits are just some of the reasons why homeownership has been a part of the long-standing American dream. Realtor.com reported that: “Buying remains the more attractive option in the long term – that remains the American dream, and it’s true in many markets where renting has become really the shortsighted option…as people get more savings in their pockets, buying becomes the better option.” Why is owning a home financially better than renting? Here are the top 5 financial benefits of homeownership:Homeownership is a form of forced savings. Homeownership provides tax savings. Homeownership allows you to lock in your monthly housing cost. Buying a home is less expensive than renting. No other investment lets you live inside of it.Studies have also shown that a homeowner’s net worth is 44x greater than that of a renter. A family that purchased a median-priced home at the start of 2019 would build more than$37,750 in family wealth over the next five years with projected price appreciation alone. Some argue that renting eliminates the cost of taxes and home repairs, but every potential renter must realize that all the expenses the landlord incurs are already baked into the rent payment – along with a profit margin! Bottom Line Owning a home has many social and financial benefits that cannot be achieved by renting. Reach out to a Real Estate Professional: Abby Stiller to determine if buying a home is your best move. info provided by KCM Abby Stiller Realtor® Lic. #3154233 12 Years of Experience RE/MAX Realty Group           I help Home buyers find their dream home & Homeowners sell for more. Thinking of buying or selling? Call/Text me: 239-284-8637   Your Honest & Dedicated Realtor! or visit: www.TeamStiller.com Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

11/25/2019 6:02:54 PM

I hadn't seen hail in Tempe AZ since maybe 2011.When the hail started pounding on our roof,  I grabbed the camera to snap a photo of the rare phenomenon. A lot of other people were doing the same and posting on NextDoor - a whole street covered in little white spheres. They were melting quickly, as you can expect.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

11/11/2019 5:24:48 PM

11500 E Cochise Drive, Scottsdale AZ 85281 I enjoyed doing another one-and-a-half-hour open house - it produced the same results as a three-hour open house. I think I am officially becoming a fan of shorter times for open houses. I had advertised extensively some of the key features of the home - mountain views, quality construction and resort-like community.   I was quite impressed that visitors have travelled from quite far to check out the views, and were familiar with the builder and looking for their communities. I usually try to show the views in the pictures, but seeing the views in person is quite a different feeling. We will be changing the status today. I will enjoy showing any other homes in the community that are for sale - please call me at 480-966-9353. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

11/8/2019 9:37:06 AM

This 3 bedroom, 2 bathroom condo in Mirage Crossing subdivision in Scottsdale AZ 85259 is on the market at the attractive price of $325,000.Mirage Crossing is  a gated community, located several miles East of Loop 101, just off Shae Blvd and Frank Lloyd Wright Blvd. It has an attractive Community Club, a gym, swimming pool, barbeque areas and fire pit places. The location of this unit within the community is outstanding  - close to all the amenities, the green belt and with beautiful views of the mountains from the balcony, from the living room and master bedroom.   Another wonderful feature is that it is very clean, lightly lived in over the years and ready to move in, as it is now. It was built in 2001, and if a new owner prefers to update it, they can do that at their own pace. The same floor plan with 2019 updates was sold for $367,000 a few months ago. The condo has 3 bedrooms, and one of them can be used as an office or den, it has pretty French doors. the living room has a gas fire-place, so no worries about "No Burn" days.    Community Club is very close to the condo, and so is the gym. It's a lovely area to relax, or get energized, or just enjoy the beauty of Nature. If you would like to see this or any other home for sale in the community, please contact me at 480-966-9353. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

11/3/2019 8:01:29 PM

Joe Cornella, a talented cellist, created an amazing musical event this Friday, November 1, 2019. He, as a soloist, and his friends performed classical favorites at the Organ Hall at the Music Department of Arizona State University. He inspired such a festive and happy atmosphere for everybody – for the performers, and for the audience. The concert was named “Joe Cornella and friends” and that’s exactly how it felt – everybody on stage or in the audience was a friend of Joe Cornella’s.As I was walking towards the Music Department, a young lady asked me where Organ Hall was, so I had company looking for it and finding it. We started talking and it turned out that she was invited by Joe, they were co-workers, and it was her first visit here, too.While we were waiting for the doors to open, we were greeted by Joe’s Dad, met the family of another musician – we kind of guessed he will be performing from the excitement that was around him. When we sat in the hall, we realized that it was named after the instrument that was occupying the central part of the stage – a majestic organ. We sat on the third row to be able to see the musicians well. The family sitting next to us told us that they had seen Joe perform since a very young age. One of their kids, just as a real fan does, moved to the very first row, closest to the stage. The boy’s Dad said that he played piano himself, and each of his children had started playing piano at age 4.The concert started with the warm and welcoming words by Joe, introducing the program and how he and friends put it together. Then he opened the concert with Monti’s Czardas, performed beautifully by him on cello, with piano accompaniment. And later we heard more czardas, of course, Sarasate’s Zigeunerweisen. There was dance and singing, acrobatic steps on the stage, especially when the vocalist decided to take the cello away from Joe for a dance. We also heard an organ and cello concerto. Joe was the soloist, introduced the music and the musicians, and managed to do all this with ease and humor. The concert closed with Joe’s favorite piece by Dvorzak, with a violin and piano accompaniment.Of course, there was encore. Cornella, who is a biology student at ASU, shared that he started playing cello at the age of 4, and has kept it throughout the years. His Mom, always encouraging him. At the encore, she jumped on the stage and accompanied him on the piano. Joe thanked his parents for their help with the concert and his friends who have supported him.This is the second concert of its kind that he had organized.I hope that he makes it a tradition and we can see more Joe Cornella and Friends concerts in the near future – classical music with a modern twist. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

10/31/2019 12:10:16 PM

Down town Tempe is changing rapidly -  the number of cranes in the air is increasing, and new buildings are taller and taller. I noticed that if I am parking South of University Drive, I actually reach my destination faster, because I search for parking for a shorter time. Plus, I enjoy my walk, too. Yesterday I felt nostalgic when I passed by these old-time friends of mine - the bronze jackrabbit statues by the water fountain. I first met them in the early nineties, and they have been here for a long time.     Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

10/27/2019 1:25:37 PM

What  a great turn-out we had at the open house in 307 W Santa Cruz Dr. Tempe AZ yesterday.I was a little hesitant about the hours of 10am-12 noon on a Saturday, but trying them encouraged me to plan for more open houses on a Saturday morning.The home is a move-in ready, lovely 3-bedroom, 2-bath rancher with a sparkling pebble tec pool and spa, pretty desert-landscaped front and back yard and a carport for two cars plus extra parking for a boat, RV, or a third vehicle. Price is $310,000. 307 W Santa Cruz Dr. Tempe AZ 85282 - front of the home 307 W Santa Cruz Dr. Tempe AZ 85282 - back yard of the home It was a pleasure to speak with the neighbors who stopped by - some of them were renting, and enjoyed learning about the lender product for 100% financing; other neighbors had lived in the neighborhood since the 90-ies - they had a fascinating story about how the neighborhood has changed and what had not changed over the years. I also learned and saw photos about how a neighbor had transformed his home of the same floor plan - they wanted to have a bigger master bathroom and had taken some of the plentiful living-room space to add to a spa-like, spacious master bathroom. Now, that they showed me the photos on their phone, I was thinking, yes, that's how it can be done - the living room space was right behind the master bathroom and master bedroom closet space, and it was a fairly easy project to move a wall and increase the space for the master bathroom.   307 W Santa Cruz Dr. Tempe AZ 85282 - master bathroom & hallway bathroom  I hear at presentations and from statisticians that about every day 200 people move to the Phoenix metro area  - it was also great to hear it from a person who works in the staffing industry how busy they are. We both agreed that if somebody was paying more than $1,500 per month for rent, maybe it was time for them to get pre-qualified for a loan with a lender. The open house visitors brought so much good energy to the open house on this warm, sunny October morning; now I am excited, too, and starting to consider doing in the future more 2-hour open houses on Saturday mornings.If you would like to view this home, I am only a phone call away - 480-966-9353.    Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

10/6/2019 6:30:58 PM

I grew up in a moderate climate area with autumns that had so beautiful nuances from green, yellow to dark orange and red. I could not take my eyes from the window when we were traveling on a highway and the hills were rolling in this yellow-orange-red sea. Now we live in the Sonoran Desert in Phoenix, AZ and the fall colors are very vibrant, but most of them seem to be purple, lavender, violet. On my drive today from North to South Phoenix, it seemed every place had at least one of those plants happily in bloom. I was quite fascinated and could not resist taking a few photos.  Langman's sageLangman's sage bush                                         Violet Silverleaf  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

10/5/2019 1:19:14 PM

Sometimes looking for certain floor plans and features in homes can best be searched by the year they were built. Festiva Tempe Subdivision was built in 1995, by builder D.R. Horton. It is located in Tempe, zip code 85283, close to Kyrene Rd and Elliot Rd. The size of homes ranges between 1,245 sq.ft. to 1,800 sq.ft. Most of the lots are just under 5,000 sq.ft, and only  a few corner homes on Stephens Dr. and Dava Dr. have lots around 8,000 sq.ft.The homes in the subdivision have five different floorplans:Floor plan 1 (Verde) - 1,245 sq.ft. - 22 homes of this floor planFloor Plan 2 (Cimmarron) - 1360 sq.ft. - only 6 homes of this floor planFloor Plan 3 (Pecos) - 1524 sq.ft. - most popular, 32 homes of this floor planFloor Plan 4 (Cumberland) - 1,614 sq.ft. - 17 homes of this floor planFloor Plan 5 (Summit) - 1,800 sq.ft. - 26 homes of this floor planThe Home-owners Association dues are $50 per month and cover the common area maintenance. The community has a solid Ramada and a green belt - great for picnics, daily dog walks, or staying out and enjoying the sunset. The front yards have mature trees and pretty desert landscaping.The community is close to the South Highline Lateral Canal Trail.   Ramada in Common area - Festiva Tempe SubdivisionStreet View - Festiva TempeReal estate sales for the year of 2019 were all above the $300,000 mark, ranging between $ 300,000 and $323,500. For the previous 3-4 years, between 2014 and 2018,  prices ranged between the low and high $200,000 ($225,000 to $288,000). Festiva Subdivision is close to I-10 and Highway 60, to many warehouse type stores like Costco, Floor and Decor, IKEA and many more. Almost everything in Tempe is within a 20-minute drive, so if you , for example, like to be in the urban down town, it's only a short drive, if you like sports activities, Kiwani's Park is within 5 minutes drive. Both Phoenix SkyHarbor Airport and Arizona State University are about 15 minutes drive.  If you would like to see homes currently for sale, please reach out to me at my direct land line: 480-966-9353. I will be happy to share with you floor plans, and more detailed insights into the current market dynamics.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

10/2/2019 5:07:28 PM

The home in 307 W Santa Cruz Dr., Tempe AZ 85282 is for sale now. It's on the corner of Kyrene Rd. and Santa Cruz Drive. It is an updated home with a sparkling pool. It has a car port for two cars and extra space to park additional vehicles, a boat or an RV. It's an older subdision, with no HOA, which means no monthly dues, and usually less restrictions. The homes are quite well maintained nearby, with pretty front yards with artistic touches. Nearby homes vary in price, lot and home size - see all homes currently for sale in this subdivision of Dwight Park neighborhoods, please click on the link. My walk yesterday started from Dwight park, along Manhatton Street past 307 W Santa Cruz Dr. and finished at Kiwani's Park. Dwight park is a small City of Tempe neighborhood park, with a nice green open area which is often used for soccer games, with a basketball court, children's playgrounds which were updated in 2017. there are also several grill areas and just enough trees and walkways to make it a pleasant place to spend a quiet afternoon, or evening. Occasionally, on week-ends neighbors can hear a violinist or a flute player practicing.  Dwight Park, Tempe - View to Playgrounds                  Dwight Park, Tempe - View to Soccer Field   When I reached Kiwani's park, I've had a pleasant walk, but my photos will not be showing daylight. At this time of year, at 6:30pm is already dark in Tempe. Kiwani's park is 125 acres with a 12-acre lake for fishing, paddling, kayaking. There are playgrounds, a batting range, tennis courts, indoor recreation center with an Olympic size lap pool. It was quite lively and full of activities every direction I looked.    Kiwani's Park - 12-acre Lake                                         Kiwani's Park - Sport's Fields  The home in 307 W Santa Cruz Dr. is located between both parks, almost equal distance. It is also close and within walking distance to a shopping plaza, anchored by a Fry's Grocery Store. There are several restaurants, a UPS store, a hairstyling salon, too.  If you would like to see the updated home in 307 W Santa Cruz Dr. Tempe AZ, please visit my website at www.talktosteffy.com, or to schedule a private viewing, please call me at 480-966-9353.  Please notice the table in the back yard - it will not fall down easily, as you may have guessed, it is deeply rooted, and has been there for many years.    307 W Santa Cruz Dr. Tempe AZ 85282 Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

9/22/2019 5:04:49 PM

Taliesin West is architect Frank Lloyd Wright's winter residence, one of my favourite Phoenix landmarks. I often buy an annual membership and love to revisit several times thoughout the year - the docent's stories are always different, yet equally entertaining, informative, and memorable, delivered with an elegant sense of humor.  With each visit I discover different aspects of the talent and influence of the architect in the Phoenix area.  My last visit to Taliesin was prompted by a sudden change in my schedule, and I was so happy and grateful that there was a spot on the tour. Our docent was a lady who had seen in 1964 the construction of Gammage Hall , Arizona State University's Performing Arts Center. She also knew one of the students/apprentices, Heloise Crista, a sculptor, whose work can be seen on the Taliesin West campus. Heloise Crista lived on the Taliesin West campus and passed away last year at age 92. Two of her bronze sculptures below: The route of the tour was through the architect's work studio/office, the front of the school building with expansive views of the whole Phoenix area, though the breezeway, the living room, the bedrooms, the Kiva, the dining area, the Drafting Studio, the Music Pavilion and the Cabaret. The views from the living room are amazing; on the photos below, if you squint your eyes, you may see the Black Mountain and the Superstitions mountains, about 72 miles away.   The docent demonstrated the incredible accoustics in the cabaret. People sitting on the last row can hear equally well as the ones in the first row - why, there are no parallel walls in the cabaret building.The Drafting studio had no students in it now, as the they are in Taliesin Wisconsin until early October. Then they come back to Taliesin West in Scottsdale, AZ for their winter semester, and stay till end of April. Frank Lloyd Wright liked to collect cars, he had 92 of them and they helped transport faculty, staff and apprentices in a caravan-like manner back and forth between Taliesin Wisconsin and Taliesin West.  The Master's Degree program in Architecture has an enrollment of about 30 students. The 8-week Immersive Program is geared towards college-level students and adults of all ages. I glanced quickly into the syllabus of the Spring Immersion Program, which was themed "Escape in a World of Connectivity", inviting participants to search for answers to questions like: 'what is escape in a world full of connectivity', 'is it possible to be 'lost' when everything is tracked', 'what is the aesthetic value of the contemporary, colonized desert'.The Insights tour takes about 1.5 hours, and is a memorable experience.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

9/3/2019 4:49:10 PM

One or two year's ago I resumed my participation in the Broker Tours in the cities where I have listings, and I have been very pleased ever since from each tour. It's an great way to stay updated on inventory in our service areas and to get a better feel of neighborhoods.Today's Broker Tour was very efficient and quick - we all boarded the special tour bus and we were able to talk and hear news from a mortgage lender, a title company and from other realtors in the time between the actual tours of the homes.   Below are a few photos of the homes we visited in Tempe AZ - they are quick snaps of features that I thought were interesting - I would encourage you to click on the photos and the links and see the actual professional photos from the MLS, as published by the listing agents.  This is a custom 4-bedroom home in the Lakes subdivision in Central Tempe.  At the home entrance a friendly pebble stone painting is waving welcome, and from then on, it is a lot of 'wow's, elegance and views.    Another home from the tour was a Bradley home, known for excellent quality block construction, and it featured a split floor plan and 5-bedrooms.   The home, selected as best home on tour for presentation and value, receives a sign rider, which can be displayed on the home sign in front of the listing. Please click on the photos below to see more of the home, voted Best on Tour:   I love digital marketing, and print marketing, yet in my marketing mix I am including more  in-person events - doing open houses, and attending broker tours.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/26/2019 12:22:18 PM

This attractive home for rent is in a fourplex in Central Tempe. Upstairs there are two bedrooms and one full bath, and downstairs are the kitchen, dining/living area and half a bathroom, total size is approximately 900 square feet. The kitchen is updated with recently installed appliances and cabinets.  The living room is spacious - you can easily fit your boat, your bike and still have space for an easy-chair or a couch.  The home is quiet - block construction, nobody above or below,  plus this is an end unit with only one shared wall. This unit has a lovely Romeo&Juliet balcony, overlooking the trees and grassy areas and city light in the evening.  Well maintained complex with lots of green lawns and trees around. It is close to shopping, restaurants, entertainment, ASU, highways, on the route of the free ORBIT bus. The home is available October 3, 2019. Please call me at 490-966-9353 to schedule a private viewing, or send me an email. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/21/2019 12:59:47 PM

As I was coming out of our AZCREW lunch meeting yesterday, where the inspirational speaker Carla Harris had invited us to think about ourselves in terms of three adjectives which people will use to describe us when we were not in the room, I noticed those numbers. I looked at the building entrance - here are the four characters that identied the building perfectly  - at eye level, with bright contrasting colors, available immediately when I looked for them. Our meeting room had been moved to a different building, and all I wanted to know is where that building was amongst the several structures around. Do you think it was easy to find? It took me 3 seconds and I didn't have time even to be irritated about the change.  That's what she was asking us to write about ourselves.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/18/2019 4:45:41 PM

This updated home in Tempe AZ has just been put on the market for $324,500.307 W Santa Cruz Dr., Tempe AZ 85282The home is located in central Tempe, in Dwight Park Neighborhoods, with an easy and convenient access to shopping, parks, down town entertainment and employment, to Arizona State University.The home is primarily block construction, 1,538 square feet, and has 3-bedrooms and 2-bathrooms, and a very open and spacious floor plan. It is very quiet, well-insulated,  with the dual pane windows. The home has a brand new roog, installed in the summer of 2019, brand new flooring in the living room, kitchen, master bedroom and in both bathrooms. The RV parking is right next to the 2-vehicle carport. The sparkling pebbletec pool and spa are the focus of the relaxing back yard. It is great for entertaining - with its beautiful, mature desert landscaping, which is easy to maintain, too, and the 7-foot block walls make it quite private.  If you would like to view this or other homes in the neighborhood, please reach out to me - I am a phone call away at 480-966-9353.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/14/2019 4:52:54 PM

It's Time To Move Your Contract Period to 45 Days PSA for real estate agents across the country - 45 days is officially your new 30 days.  Think it's a benefit to go 30 days?  Well, with the yield curve on treasuries officially inverting today, we're officially in a refinance boom.  What does that mean?  Longer turn times for lenders - literally every lender in the country is experiencing an influx of refinance volume - at levels I've NEVER seen before. The last time rates were this low, consumers had nowhere near the levels of home equity they currently do.  Last time they had home equity in the amounts they currently have, rates were closer to 6%.  We currently have the perfect storm of huge rate drops (down from the 5's last November to the 3's today) immediately following a 24 month period of extreme home appreciation.  For home owners, this means the time is now to refinance  -either for rate/term refinances or cash out refinances (rarely is the market primed for both to offer such huge benefits). For real estate agents, this means you're setting yourself (and more importantly, your clients) up for failure if you're still pushing 30 day (or if you're feeling muy loco, 21 day) escrow periods. Lenders might still be telling you they can get stuff done in 30 days.  And the reality is, they probably can (I can still, as of today, close a loan in 3 weeks) - but the margin for error we used to have is gone.  Our operations teams (by our, I mean our entire industry's) are maxed out - applications are up, pipelines are bulging, and turn times are being effected. If your option is to push for escrow periods of 30 days and almost guarantee a stressful closing for just about every party involved, or to set your escrow period at 45 days and ensure everyone is happy, all deadlines are met, and expectations are exceeded, WHY would you choose the former?  Don't do it. The verbiage everyone should be using is "45 days or sooner, if all parties agree", in any and all contracts where that's possible - and the biggest responsibility is for listing agents to properly explain this to their sellers.  Buyers agents are still feeling the pressure of "our offer won't get accepted with more than 30 days" in many hot markets with tight inventory, so they're still going to push for 30 or 21 day escrows.  Lenders, feeling the pinch and afraid of losing the business, will agree to this - and then everyone will be pissed off come closing time because deadlines are being missed or things are happening but at the very last minute. Listing agents need to be the ones to set the escrow period longer, and communicate why to their sellers - set the expectations low, and exceed them, rather than trying to force something to happen that is in reality setting yourself up for failure. The average time someone spends in their home is 9 years, or 468 weeks.  Delaying entry by less than 2 weeks is not going to make or break most people or most transactions, and if you enjoy your reputation and prefer less stress over constant panic, my very strong recommendation is to begin using 45 days as your new benchmark for the home sale transaction. Want to work with a lender that's keeping on top of market conditions and exceeding expectations?  Give us a call at 484-680-4852 or bring your questions to an expert for immediate answers!John Meussner NMLS# 138061Visit My Website!   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/11/2019 3:37:17 PM

Rent vs. Own - Leverage Your Live-in Investment to Build Wealth Owning a home has great financial benefits. The single best opportunity to build wealth is homeownership. Let’s breakdown 5 major financial benefits of homeownership: 1. Housing is typically the one leveraged investment available 2. You’re paying for housing whether you own or rent 3. Owning is usually a form of “forced savings” 4. Owning is a hedge against inflation 5. There are still substantial tax benefits to owning (*Consult your tax advisor to confirm your personal tax benefits) *Infographic provided by KCM The Bottom Line:Owning your own home vs. renting may lead to some great options, such as locking in your monthly payments and having the freedom to customize your living space. It is estimated that a family buying an average priced home this past January could build more than $42,000 in family wealth over the next five years. Think about it - whether you rent or own, you have to pay someone’s mortgage - wouldn’t you rather it be YOURS? You may as well be doing so to build your own wealth, rather than that of your landlord. House values and rents tend to go up at or higher than the rate of inflation. Wouldn’t you rather see your house value go up - than have to pay an increase in rent? Renting and owning both have up-front fees when you sign your lease or close, respectively. Think about putting that money to work for you!Thinking of breaking up with your landlord? Let's talk! Call or text (704) 491-3310 today and I'll help get you on the road to wealth via homeownership! Read more about homeownership - How Americans feel about The American Dream Tired of Rising Rental Rates in Charlotte? Lose Your Charlotte Landlord © Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | Rent vs. Own - Leverage Your Live-in Investment to Build Wealth

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Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/11/2019 2:57:01 PM

I was at a gift store yesterday, looking for decor accents for a coming soon listing in Tempe, and came across those colorful creatures. It seems the guy in the hat was keeping an eye on me, demanding attention and checking if I would look anywhere else besides at him. I was so impressed with the different expressions of the eyes of each one of them.I felt very much at home in their company, as I keep one of them on my desk and often admire the artistry.Navajo Folk Art Chicken. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

8/3/2019 9:53:18 PM

August is here and Monsoons are hanging heavy in the desert air.The usual walk up the hill felt twice more difficult than in other months. Everything will be much fresher tomorrow after tonight's rain.  August colors of the desert have all shades of fiery yellow, pink, purple, magenta, blue, green.     Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

7/28/2019 1:10:17 PM

Tile is a very popular flooring option in Phoenix, AZ - it keeps the rooms cool, it is easy to maintain, and does not store dust, as carpet does. After designers made tile to look like wood, now I can see it is starting to resemble carpet and area rugs. I liked these ideas.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

7/31/2019 3:18:53 PM

A favorite destination for summer leisurely activities that nurture creativity and imagination through art is the Shemer Art Center in Phoenix.  The Art Center was named by the Culture Trip as one of Phoenix's 10 Best Kept Secrets. It is on the Phoenix's Point of Pride List, together with 31 other locations. Here is what we can expect when visiting The Shemer Art Center:Art Exhibitions, especially of emerging artists; Sculpture Garden - large scale outdoor sculptures, on loan by the artistsAdult Classes and WorkshopsYouth WorkshopsArt LecturesGift Store I often look through the emails about the workshops,  and I feel like I would like to attend all the classes and workshops. They are fun and affordable, taught by professional teaching artists. Here is what I saw offered for the month of August this year - Introduction to Calligraphy, Hand-Painted Silk Scarves, Marbling and Collage on Rice Paper, Ceramics Zoomorphic Vessels, Fused Glass Mosaics, Ceramics Surface Design and so much more. If you click on the link, you will be able to see some of the artwork and class descriptions. When I need to buy gifts I like to visit the Gift Store - I usually find unique items by local artists, which fit the occasion. The Shemer Art Center has its name from its founder Martha Evvard Shemer, who purchased and donated the lot and the home, built in 1919, to the City of Phoenix. In 1984 it became open to the public - as a historic building place, and as a place providing Arts Education for the citizens of Phoenix. Below is the information about location and hours of operation: Shemer Arts Center & Museum 5005 E. Camelback Road Phoenix Arizona 85018   Hours:  Tuesday-Saturday | 10 a.m. - 3 p.m.Sunday/Monday | Closed This is my third post for July's Summer Fun Contest - Show off your town! Thanks for hosting it, Anna! Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

7/25/2019 2:15:06 PM

The flashlight tours at the Desert Botanical Garden are a favorite destination during the summer months. Every year, and every week  there are different actvities and exhibits that capture the delight and imagination of visitors - from young kids to adults. Docents and Volunteers at the garden have stories to tell about the creatures that can be found at the Garden, and wild, in Nature in our Sonoran Desert. This desert tortoise was one of the first to welcome us in the garden on the day of our visit.  During flashlight tours, we and the kids can also experience setting up a tent, crawling inside it, building a camp-fire, and roasting delicious s'mores. The spacious field, the stars, the sounds of the night desert - it's all within 15-20 minutes drive from a home in Tempe or neighboring areas of Scottsdale, Phoenix or Mesa.    As we stroll along the Garden's trails, we sometimes see the rare night blooming cactus - the Queen of the Night. It blooms only once a year, and at night only. I was able to see one in bloom a few years ago, and have saved the photo - it caught me unprepared camerawise, but still with some imagination, we can see the white flower among the sprawling branches.   It's fun to stop by the creativity stations - painting with mesquite on clay pendants, painting with glowings crayons and painting with light (the link will also show some more photos of light creations).   There are several discovery stations, as well as a telescope to see the night sky, sometimes Mars can be visible. My favorite love to tour the garden on the nights when there is full Moon, too. If you follow my blog, this is probably not the first time you are reading about Desert Botanical Gardens, and the flashlight tours.  Here is the link to the previous blog post about the flashlight tours in published in 2017.  If you like what you are reading, please subscribe to it. This post is a participation in the Summer Fun Contest - Show-Off Your Town!  Flashlight tours at the Desert Botanical Garden:DATE: Saturday nights | June 1 - August 31 | 7 – 9:30 p.m.TIME: 7:00 pm – 9:30 pmPRICE: $14.95 adult | $9.95 child | Garden members and children 3 years and younger are admitted free   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

7/17/2019 1:54:50 PM

One of my favorite places in Phoenix is the Musical Instruments Museum -  a collection of more than 6800 musical instruments, organized geographically by continent, by region and by country in five Geographic Galleries.  As you enter, a screen greets you with images of musicians and dancers and the message: Music is the langiage of the soul!  If your time permits, I would strongly recommend to join one of the docent tours - they are very insightful, entertaining stories about how to navigate the MIM galleries; also each docent story will reflect their specific music expertise or interest. I have attended tours where the docent was an expert on percussions and he started the tour in Africa and took us through the continents, explaining how percussion music was created in different geographies. Another docent, experienced in Mongolian string instruments, pointed out curious details about the music and culture - he took us to the video demonstarting music resembling the sound of a galloping horse.    Mongolian Morin KhuurThe Artist Gallery has instruments, stage outfits and performance video of many world renowed musicians - Joshua Bell, Elvis, The Beatles, Eric Clapton, Tito Puente, Ravi Shankar, Johnny Cash, Celia Cruz and many more.Mechanical Music Gallery has instruments designed to play on their own. At 3pm daily is the demonstration of the 25-foot wide Apollonia orchestration. Do you remember your Grandparents having one of those?  The Experience Gallery encourages guests of all ages to try playing various instruments - there are several harps, which strangly enough are always well-tuned, guitars, xylophones, maracas, drums and more.   Experience Kids has various age-related programs - for ages 6-12 Junior Museum Guides; for ages 0-5 Mini Music Makers; for ages 6-10 there are Musical Adventures which gives kids the opportunity to create musical instruments from different parts of the world  and then find them in the geographic libraries. I can see that the parents have equal fun in those events, too. Last week, during the Experience France event, the invitation was to create Chapeau Chinois (Bell Tree). I will let you read from the description in the photos below what it is.  Once a month, the Signature Events invite us to immerse in one culture or one artist's life time perfomances. During those two-day highly interactive events we can see musicians and dancers performing art from the selected geography, hear guest lecturers and curator talks. I recorded for us the accordion performance of local musician Tony Petrino, strolling along the corridors during the Experience France event, and Bartholomew Faire, performing French Renaissance music. Summer months in the Phoenix Metro may not be inviting us to be outdoors much, however they are great for visiting this unique collections of musical instruments and experiences.Musical Instuments Museum is located at 4725 E Mayo Blvd, Phoenix, AZ 85050. It is open 9 a.m - 5 p.m. every day. If you like to read more about favorite summer destinations in the Phoenix Metro area, please subscribe to my blog and follow me.This blog is my participation in the Summer Fun Contest - Show off your town! hosted by Anna Banana Kruchten CRB, CRS 602-380-4886  in the month of July 2019.        Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

7/5/2019 4:05:59 PM

We just closed escrow on this cozy townhome in 944 S Valencia Dr. #5, Mesa AZ 85202. 3-bedrooms/ 1.5-bathrooms, 1,320 sq.ft.Sold for $165,000As it often happens, there were multiple offers. Buyers had flexibility and could wait until the lease end of the current Tenant. They enjoy the convenience of the location, the close proximity and availability of Starbuck's cafe, restaurants, Tempe Canal Trail, Freeway US60 and Loop 101, shopping, Banner Health hospital, Mesa Community College, schools. The painted concrete and street decoration on the nearest major street - as you exit from the subdivision - is quite colorful and very festive, just as the name of the area - Fiesta District.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin

7/1/2019 2:34:50 PM

This single family home in 2156 S. Hu Esta Dr. Tempe AZ 85282 was a great find for my Buyer clients - it is in a cul-de-sac like location off Mill Avenue, close to down town Tempe, to Arizona State University, to almost everything needed.3 bedroom, 2 bathrooms - 1510 sq.ft.Sold for $280,000The previous owners had planted in the front and back yards several fig trees, other fruit and decorative trees. They started an orchard and a vegetable garden, to which the new owners will add more and will turn it into a place of their own. The home was built in 1952 and updated and improved several times through the years.The City of Tempe has plans to complete a landscaped, multi-use Path behind the home. The project is a 7-mile, non-motorized path from Knox Rd. to University Avenue. The path will include lighting, landscaping and public art.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin