Steffy Hristova
Your Home Near Your Work | Phone: (480)966-9353

Blog

Steffy's Notes

4/6/2019 4:36:24 PM

What a treat I came across today, while shopping for my favorite geraniums at the Berridge Nurseries in Phoenix. The Orchid Show was such a display of beauty, color, elegance, joy.It seems there was some kind of competition as some of the orchids had a tag "First Place", "Second Place" ...All were so beautiful!   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

3/29/2019 12:59:58 PM

Twice a month Real Estate Brokers who are active in the Tempe AZ market get together and tour homes that are for sale in this city. It is a good way to see within less than 2 hours homes in different subdivision, connect with other realtors, mortgage lenders, home inspectors, title and escrow companies and hear some of the latest updates for the industry. The group of realtors provides feedback to the listing agents of the homes we visit with regards to marketing of the home and increasing the visibility of it.The group also selects the Best Home on Tour for presentation and value. The award stay on the selected home for a month. Here are glimpses of some of the homes that were on tour on March 27, 2019.  512 E BALBOA Dr. Tempe AZ 85282                                         1421 N SUNSET Drive  Tempe, AZ 85281 7948 S STEPHANIE LN, Tempe, AZ 85284 We saw fully remodelled and updated homes, as well as homes in great locations which needed some cosmetic changes to bring them to today's color aesthetics and preferences. Tempe is a strong Seller's market, with 252 active listings, 175 listings under contract and 2.5 months supply as of 03/28/2019. The median annual appreciation has been varying between approx. 7% to 8.6% since 2017. The average annual sales price has been increasing from $305,000 in March 2017 to $350,000 in March 2019.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

3/29/2019 9:59:01 AM

This is my participation for Endre Barath, Jr. 's contest about Art and Books on Active Rain. The inspiration for the contest was Paul Freed's painting above.  I saw this painting first some time ago when Endre wrote about the private exhibition where he had seen it. And because it was in the South California area, I kept thinking that this person had been a surfer before. He used to balance very well on the board on the uneven and ever changing surface of the ocean. People watched him from the shore and always admired his graceful movement and his balancing so beautifully on the board. When he was thirty five he developed a deeper interest in philosophy. It was another vast space similar to the ocean, and where does he find the balance - so many different views on life and the meaning of life. He often asked himself - how can I achieve balance in my everyday life now? He often visited his son's literature classes at his school and wondered how he can explain the books he was reading to them. He liked to make his message short, relevant and understandable to 13-year olds (who know everything) and as visual as he can be. Because the teacher would only give him 7 minutes of class time.  In the painting above, he is in his study, practicing a visual message for achieving balance of different points of view. And you can see, he is a bit nervous, even when everything is almost ready - the colored eye-glasses with one white, one blue glass; the books that will be balancing on his head. He is looking at himself in the mirror and his eye is as critical and observant as can be. He knows that if his son and his friends have at least one question, one wonder he would have achieved his goal, and made his daily contribution to set them on the path for searching and finding their truth within the world they live in.       Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

3/25/2019 11:06:07 AM

10321 E Caballero Street Mesa AZ 85207Just Sold for $ 262,000 Beds/Baths: 3 / 2Approx SqFt: 1,606 Price/SqFt: $163.13 Year Built: 2002 This lovely home was recently built, yet it was updated in the last year or so with the modern preferences for kitchen and bathroom. The countertops are quartz and the cabinets are white. The tile is modern plank tile.My out-of-state Buyer client loved it from the photos and made an offer. When he visited it for the home inspections he was even more thrilled to see that everything was as he had pictured it and the floor plan was flowing well.   The market is not slowing down in the Phoenix area. Most often homes have multiple offers and are under contract within a week or two. I love finding gems in this competitive market for my Buyer clients. Please let me know what you are looking for - I can be reached at my website: www. talktosteffy.com   or phone: 480-966-9353. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

3/23/2019 1:53:38 PM

March is  a lovely month in Tempe Arizona - the weather is warm, no need for heating, and no need for A/C to be turned on.Flowers and trees are starting to bloom. Yellow and orange seem to be the predominant colors for the month.The creosote bush has tiny yellow blooms, some of the acacia trees, too.Flowers and herbs in Red, white, magenta, purple are also in bloom and attracting bees and other pollinators.    The cacti will start blooming next in April and will continue in May.    It's a great time for Buyers to visit open houses, too, or to schedule their private tours of homes on the market. I love showing homes in any wetaher, however March and April make the tours much more colorful. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

3/8/2019 4:53:47 PM

This is a lovely 4 bedroom , 2.5 bathrooms home in the park-like Brentwood-Cavalier neighborhood, a central Tempe AZ location, which is a biking distance to down town and Arizona State University, grocery shopping and many restaurants.The home has been meticulously updated for a year - every inch of the house has been touched by the artistic hand of the remodelers. When you approach the home, you are welcomed by the lovely green-barked palo verde trees, the metal sculpture and the majestic saguaros (each one of them probably weighs a ton, and costs $2000 if they were to be bought and planted today).   Once you are inside, you will immeadiately notice the feeling of space and newness everywhere you turn - the year-1965 floor plan has been re-designed to be comfortable for today's needs, all walls have been re-plastered to modern finishes, the massive waterfall island has space for everybody to gather and watch the chef, working on the gas stove.  The gas fire-place is easily turned on and off with no worry about "No Burn Days".  The master bedroom is a oasis of relaxation with a soaking tub and view to the pool.  The other bedrooms have mirrored closet with shelves and plenty of natural light and shade.  The swimming paly pool has been just re-finished with pebble tech and has a baja step.   Price: $495,000Please see the video and if you have questions, please email me or call for a private viewing Tel: 480-966-9353.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

2/18/2019 7:09:47 PM

What a collection of colors those clouds produced in the East Sky in the evening hours. The first photo was taken at 5:38 pm. In about half an hour I noticed how dramatically the colors were changing, every minute.  The second, third and fourth photos were taken minutes apart. There is something amazing always on this favorite walk of mine in Tempe AZ.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

2/14/2019 7:10:28 PM

Single Family - Detached - $210,000Beds/Baths: 3 / 2.5Approx SqFt: 1,401 / County AssessorPrice/SqFt: $149.89 Year Built: 2007Pool: Community OnlyRecent contruction, attractive finishes,  fresh paint.   This hidden gem in the lovely Town Square at Desert Village is now under contract with multiple offers received. The proximity to the two major highways  60 and 202 make it a very desirable location for owners who like to get quickly to the central Valley major employment centers - Tempe, Phoenix.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

2/9/2019 6:23:17 PM

I love taking twilight photos - it's a short window of time during which those photos can be taken as the natural light changes so quickly at this time of the day.   This is a coming soon listing - 4 bedroom, 2.5 bath home which the Sellers are still metuculously renovating. The easy-to-maintain gas fireplace came very handy today, when degrees were in the low fifties.  The quartz waterfall island is a focal point.  The seating area can easily bring everybody closer to the chef in the kitchen. We expect the play pool to be finished next week - complete with pebble tech finish and Baja step.By the time I had finished taking the twilighht photos, the sky looked like this. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

2/6/2019 2:12:41 PM

Just Listed Updated 2bedroom/ 2-bath home in Broadway Terrace Condominiums1,008 sq.ft.Car port and additional parkingYear Built 1982Price $185,000The kitchen has granite countertops and granite backsplash, upgraded cabinets. The washer/ dryer are inside. the two bathrooms have been updated recently. The floor plan is open and spacious. The location within the complex is central and very close to the mail boxes and to the swimming pool. What is remarkable about this location is that it is walkable to all levels of education campuses. We can reach Broadmor Elementary and McKemy International Middle School Academy without crossing any major streets. Within walking or biking distance and on the route of the free Orbit bus are Tempe High and Arizona State University.    Please call me at 480-966-9353 and I will be happy to offer you a private tour.As of 4/2/2019 this condo has been sold. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

2/3/2019 4:30:33 PM

What a lovely rainy day today turned out! Warm, drizzly and cloudy! Perfect for a brisk walk on a favorite trail. I think a lot of people must have felt that way - the paths at the Botanical Garden were full of visitors. I did my one mile and felt like doing another one.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

2/2/2019 4:59:56 PM

It was my first visit to the Arizona Vegetarian Food Festival, but the events has been going on for 5 years now. The vendor booths offered delicious food and drinks samples, there were Chef demos and food trucks, as well as speakers on wellness activities, and live music entertainment.  I came back home with a jar of tasty kraut - when I read all the ingredients, I knew why it was so delicious - red cabbage, ginger, carrots, garlic, tumeric, green onions, cilantro. All organic was good, too.   Here are the details about the event:www.azvegfoodfest.comWhen: Feb 2, 2019 and Feb 3, 2019  What Time: 10 AM - 5 PMWhere: Scottsdale Civic Center Amphitheatre3939 N Drinkwater Blvd, Scottsdale AZ 85251      Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/29/2019 6:56:06 PM

One of my favorite pastimes is to visit the Phoenix Art Museum, to stop at the tokonoma (see my blog from 2016 here)  and to snap a photo of the current ikebana flower arrangement. After so many years and visits, my own photo collection developed and I visit it often - on my computer screen - to relax and rejuvenate while working on projects. So, you can understand my delight when I visited the 10th Annual Ikebana installation "Flowers and Their Vases" at the Japanese Friendship Garden this week-end. More than 20 artists presented their beautiful and meaningful flower arrangements on the 3.5 acres of the garden. Most of the exhibits can be seen on the Japanese Friendship Garden Facebook page and on its web-site - click on the link for a glimpse.      Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/24/2019 4:57:32 PM

This week's Broker Tour of homes for sale in Tempe AZ included again a great variety of homes, floor plans, price ranges, locations - from 1350 sq.ft. to 4,074 sq.ft, priced between $319,000 to $1,100,000. Below are several glimpses of the homes, included in the tour. One of them was about 1400 sq.ft. with a small, well-shaded yard with citrus trees, patio with huge awning - great to sit outside and enjoy the lovely weather, and maybe create a sculpture or two for display in the yard.  The 4,000 sq.ft. home is fascinating with its classic features that will never go out of style. The high wood ceilings and the panoramic dining area will always be attractive, irrespective of the age and home trends. The infographic provides a quick overview of the market statistics for the Tempe AZ residential market. If you would like to hear more more details about the Tempe real estate market, I will be happy to share my knowledge and experience. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/19/2019 3:55:09 PM

Please stop by at this lovely, recently extensively remodeled home in a desirable Tempe neighborhood - Brentwood Cavalier.Address: 512 E Balboa Dr. Tempe AZ 85282Date:January 20, 2019Time: 10 a.m. - 12:45 p.m.Features:Spacious open floor planHuge Kitchen Island4 bedrooms/ 3 bathroomsLaundry insideSpa-like Master Bathroom with Soaking Tub and ShowerTwo-car GarageDesert Landscaping Front Yard with Metal Art WorkFenced Pebble Tec Play Pool  If you would like to see this home at a time different than the open house, please call me for your private tour at 480-966-9353.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/19/2019 12:48:49 PM

I noticed in two of the homes that my Buyer clients liked recently there was wallpaper in the kids' rooms. I really enjoyed the playfulness of this black-and-white wallpaper - friendly giraffes, elephans, elegant birds, gazelles - I wanted to learn the names of all those creatures. The name of the wallpaper is "Kalahari Vignettes".    Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/13/2019 4:07:13 PM

This 2-bedroom, 1-bathroom patio home in Tempe's most desirable historic neighborhood of Maple-Ash was sold for $236,500 on January 7, 2019. It is part of a very small homeowner's association of four units. The patio home has a lot of space in front of the home and losts of space in the back, in addition to the private yard. It is within walking distance to downtown Tempe, to Arizona State University campus, to ASU Art Museum and Gammage Theater. This single story oasis with quaint look is huddled among lots of trees, near biking and walking trails.    The skyline nearby is rapidly changing, the density is increasing with the new hi-rises and the new mixed use buildings. New developments nearby include the senior-living community Mirabella on ASU campus, and the mixed use project, with WholeFoods Store on the ground level.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/12/2019 7:52:42 PM

Lovely  single family, detached home for sale in a pretty and quiet neighborhood in Mesa Towne Square at Desert Village Subdivision.$210,0003-bedrooms2.5 bathrooms1401 sq.ft.Two-car garageBuilt in 2007Community Pool and Children's Playgrounds        The kitchen has upgraded countertops, cherry wood cabinets and black appliances. The subdivision has its own picturesque park, plenty of visitor parking, community swimming pool and children's playgrounds. It's close to the dramatic Superstition Mountains, Canyon Lake and many trails. This home is under contract now - to schedule a private viewing of similar homes, please call me at 480-966-9353 or visit my web-site http://www.talktosteffy.com.      Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

1/2/2019 8:28:57 AM

We are the Valley of the Sun and it is very rare to see Superstition Mountains or any other one snow-capped. Those clouds produced the snow maybe but seem to be going away. This is a view towards the spectacular Superstition Mountains near Apache Junction and Mesa from the Desert Botanical Garden.  Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

12/4/2018 2:11:45 PM

On the Broker tour today, we saw the incredible variety of homes the older neighborhoods in Tempe zip codes 85281, 85282 and 85283 offer.The picture above is from a custom-built home in 1981, in Tempe AZ 85282. It is a 4 bedroom, 4.5 bathroom home on almost 20,000 sq.ft. lot. Lovely, tranquil back yard with lots of shade and covered patio space - the picture below shows the yard and the view from outside of the living room.  We saw a home that was remodeled completely, not just a cosmetic remodel, all major systems are new, the exterior painting, the roof, the electrical system. This is like a brand new home in a sixties neighborhood with an approximately 12,500 sq.ft. lot. Here are a few photos of this Tempe home:   The tour chauffeur took also a 360 degree photos of each home we saw. If you like to see, click on the photo below, it will take you to Facebook, where the 360 degrees photo is published - an opportunity to see every detail of the home, especially if the Buyers are purchasing remotely:  I enjoy showing Tempe homes and sharing my knowledge of unique homes in different Tempe neighborhoods. Please call me at 480-966-9353 to start your home buying tour this December.   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

11/2/2018 4:46:28 PM

1735 S Ventura Dr. Tempe AZ 85281 This beautifully updated mid-century modern home in Tempe Arizona has 4 bedrooms and 2 bathrooms. It also has a den, which could be an office, game room or a guest bedroom.  The kitchen is a delight for both the dedicated and for the occasional cook - gas stove, lots of cabinets and easy, visible access to items in the shelves.   The space is open, light and bright. The bathrooms are updated and have the same modern, industrial look.   The back yard is spacious with a fruit tree. There is plenty of space, if a pool is desired, to put one. If you like to bike, take the bike lane on Broadway Rd. and stop by at the nearby cafe.  The location is very walkable, too - to a shopping plaza, anchored by a Safeway grocery store. On all four corners of the major intersection Rural Rd. and Broadway Rd., there are several different styles of restaurants and cafes (Panda Express, Pizza, Thai, Starbuck's). Ace hardware, Staples and Office Depot/OfficeMax are all nearby. If you start in the direction of Arizona State University, Tempe campus, you will pass Daley park, by the world famous Gammage Auditorium, and you will be on vibrant Mill Avenue down town. Walk along and choose from cuisines from every continent. Or, if you prefer to continue your walk, reach A Mountain and hike a steep, paved road and enjoy views of the Tempe, Tempe Town Lake, and Phoenix.   All the urban, high-rise development is very close, yet this home is in a quaint neighborhood, with lots of mature trees. Size of the home: 1,638 sq.ft.Approx. Lot size: 6,926 sq.ft.Offered at $399,000. Please view more photos and a virtual tour on my website: http://www.talktosteffy.com     Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

10/25/2018 1:17:16 PM

Paul Henderson "Update your profile photo" challenge came on the right time - just as I was testing my new camera. I asked somebody who rarely takes photos, my husband, to test it - and it seemed to have worked out for the challenge.     After a few snaps, my new October photo was created. The photo next to it, is my usual one, which I have been using on my marketing materials for the last couple of years.     The second photo was taken by a professional photographer several years ago. Later on a friend showed me how to remove the background and the logo/ photo was created - it comes handy when I have to quickly insert a photo and logo on my marketing. While Paul's Challenge was a fun exercise, it also made me consider how to add to my business plan time for updating my branding photo every couple of years.      Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

10/20/2018 11:01:37 AM

Saving for Your Down Payment Anyone thinking about buying a home knows that they need to save for their down payment.  But, if you are like most people, you probably think it will take forever and don’t know where to start. In this modern age of technology some things change and some things stay the same.  There are some great App’s to help you save and some good old fashioned ways with a modern twist too. There are a few websites that reward you for shopping. Ibotta - use the link here and you’ll get a free gift for starting your account and using it.  Ibotta provides you with lists of products from different retailers and online vendors and if you purchase from them you will get cash back rewards that you can cash out on gift cards. Receipt Hogs - scan your receipts in and gather points that you can cash out for giftcards. MyPoints rewards you for shopping online, taking surveys and visiting websites.  The points accumulate until you have enough to purchase a gift card for something you are looking for. You can even access www.coupons.com through Mypoints and earn extra points that way. Acorns - rounds up the purchase and deposits the change into an investment account.  College students get to use Acorns for free for a maximum of 4 years. Trim - is like having your own personal financial analyst.  You can link all your accounts and the app will analyze your spending and tell you where you can save money. Scoutmob - is an Android and iOS mobile app and will scout your local area for coupons and discounts at local restaurants, event venues and stores.  It is similar to Livingsocial and Groupon. Chime - is an Android and iOS mobile banking app. It includes a spending account and debit card that is FDIC-insured so you can safely deposit funds, see transactions instantly and track spending on the go. The mobile banking app also offers an automatic savings account, which allows you to start saving money without thinking about it by automatically setting aside 10 percent of every paycheck you deposit into Chime. You can also enable rounding-up on your purchases and have the difference transferred to your savings every time you use the Chime debit card. The banking app helps you both save money fast and stash it away in a savings account so you are not tempted to spend it on trivial things. They do not charge overdraft fees, foreign transaction fees or fees for monthly minimums and ATM use.If you are thinking of buying or selling an home in  Maryland give us a call at 410-292-0100 or start your search here and we'll talk about the market conditions and what your home could possibly be worth in today's market place if you are thinking of selling. If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building alone is worth the plunge into todays market.  Remax New Beginnings and I are connected with some of the brightest and best real estate agents in the world and can assist with your move here in Maryland or anywhere in the United States or abroad.  Ask me how. June Piper-Brandon ~ Associate Broker ~ CDPE, CIAS, ePro, MRP Remax New Beginnings Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

10/12/2018 5:54:12 PM

September is usually a quiter period for sale of single family homes in Tempe zip code 85281 - this zip code includes the areas close to down town, and the older neighborhoods with little, if any, new construction of single family homes. If we look at the graphic below the green bars show that last year the peak sales were in the months of July and August, and so were this year's.  The infographic below illustrates the single family homes market dynamics for September 2018 :54 active listings26 New listings 27 Under Contract15 Sold Listings  Most of the transcations were either cash or financed with 30-year coventional loans, only a few were financed with an FHA and VA loans. One other trend I noticed is that about a third of the transcations had seller concessions.  If you are looking to buy or sell in any area in the Phoenix Metro, please connect with me for an in-depth analysis and insights about the market conditions. Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com

10/2/2018 5:36:02 PM

What Difference Do Interest Rates Make? Whether you are Looking for the Home of Your Dreams or would like to List Your Current Home for Sale ... The Temple Team is able to help you with all of your Real Estate Needs! Give us a call at 704-235-3000 and check out our website at www.TheTempleTeam.com. *Excerpt taken from Keeping Current Matters As always, The Temple Team is ready and waiting to help you with all of your Real Estate Needs. Contact us anytime at 704-235-3000 or visit our website at www.TheTempleTeam.com. The Temple Team www.TheTempleTeam.com               Search for HOMES here ....   Steffy Hristova, MBA, SFR, CNE, Realtor® HomeSmart Elite GroupTel:  (480) 966-9353 10601  N. Hayden Rd. I-100Scottsdale AZ 85260 http://www.talktosteffy.com Follow me on Facebook, Twitter, Linkedin Type your home address and see immeadiately market activity in your neighborhood: http://www.mytempereport.com